Gianluca L. Fact checked by Gianluca L.
Updated: 18 march 2024
8 minutes

What is the platform?

Let’s start with an overview of the exchange.

What is is undoubtedly one of the best-known names in crypto. It is a centralized cryptocurrency exchange platform. Data aggregator CoinMarketCap ranks 9th among spot crypto exchange platforms, scoring 7.1/10.

If we were to describe in a few figures, we could mention :

  • 10 million active users
  • Daily transaction volume of around 4.5 billion euros (according to CoinMarketCap data)
  • More than 4,000 employees
  • More than 250 listed cryptocurrencies
  • Present in 90 countries worldwide
  • Website in 14 languages

Since its inception, the exchange has developed a range of crypto products and services, including:

  • Buying and trading cryptos and NFTs
  • Advanced trading options
  • Instant cryptocurrency lending
  • Paid crypto wallet
  • Crypto payments with Visa card
  • DeFi services (Wallet, Earn, Swap)
  • A feature for businesses wishing to accept crypto payments


The platform was launched in 2019. At the time, it was known as Monaco. The company adopted the name in July 2019. One of its founders, Kris Marszalek, now heads the company, which is based in Singapore. defines its mission as follows: “Accelerating the world’s transition to cryptocurrency”. The company is firmly focused on the future, and on the new generation of the Internet (Web 3.0) made possible by cryptocurrencies.

« Web 3.0 will be fairer, more equitable, belonging to builders, creators, and users. You. It’s your fundamental right to control your money, data, and identity. ».

  • Free crypto card
  • Reputable exchange
  • Competitive fees

The ecosystem has developed a complete ecosystem to meet all user needs. Let’s discover the main elements of the ecosystem.

Trading cryptos

Crypto trading is the heart of The exchange allows you to buy a wide range of cryptos, from Bitcoin to over 250 other cryptocurrencies. Cryptos can be bought and sold in over 20 fiat currencies.

Crypto trading at real prices is possible using the app, available on Google Play Store and the App Store. The app’s ease of use is one of’s strong points.

For more experienced traders, has also developed a more comprehensive interface: Exchange. This application is available on mobile and desktop, as well as from a web browser. This advanced (and more difficult to learn to use) platform offers more advanced features such as :

  • Margin trading
  • Perpetual contracts trading with leverage up to 100x
  • Staking

Crypto Earn

crypto review 2023 has obviously thought about “hodlers”, i.e. people who want to hold on to their cryptocurrencies over the medium to long term. As such, the exchange offers the equivalent of the savings accounts offered by traditional banks. With one (significant) difference in interest rates!

With Crypto Earn, you can win up to:

  • 14.5% interest on your cryptos
  • 10% interest on your stablecoins

The rates offered depend on the asset you’re saving. For example, at the time of writing, here are the (maximum) interest rates offers for some major cryptos:

  • Cardano 4%
  • Dogecoin : 5 %
  • Bitcoin : 6 %
  • Ethereum : 6 %
  • Solana : 6,5 %
  • Terra : 7 %
  • Polygon : 14 %
  • Polkadot : 14,5 % Pay Pay allows you to make instant crypto payments without gas fees. In particular, you can:

  • Shop at leading online retailers
  • Buy NFT
  • Buy gift cards
  • Top up your cell phone plan
  • Send free cryptos to your friends

Spending with Pay earns you up to 10% in CRO token rewards. Chain Chain is designed as the next-generation public blockchain to enable payments between individuals and businesses. The blockchain highlights are:

  • Security: a resilient and secure blockchain
  • Instant and low-cost: instant transaction confirmation with minimal costs
  • Permission-free: an open-source blockchain that welcomes any new validator or code contributor
  • Sustainable: a negative carbon footprint

Cronos (CRO), the token

what is Cronos

The platform has also built its own cryptocurrency. Initially known as Coin, the token has now changed its name to Cronos. The name change was intended to reflect the coin’s decentralization and the incredible growth of the Cronos ecosystem. Cronos is the utility token for the Chain and Cronos EVM Chain blockchains.

Cronos holders have access to advantages on the exchange. These include :

  • Pay transaction fees in Cronos
  • Benefit from reduced trading fees
  • Receive cashback on Metal Visa Card purchases

Metal Visa Card wants to make everyday crypto spending easier. That’s why the exchange offers its Visa card.

The Metal Visa Card from is a prepaid card with no annual fee. There are several ways to top it up:

  • By transferring fiat currency from your fiat wallet
  • By transferring cryptos from your wallet
  • By transfer from a bank account
  • With another bank card (debit or credit)

The exchange offers different levels of cards: cards
  • Obsidian
  • Frosted Rose Gold & Icy White
  • Royal Indigo & Jade Green
  • Ruby Steel
  • Midnight Blue

Each card level corresponds to different fees, benefits and usage limits.

Among the advantages of the Visa Card is the possibility of receiving cashback. In fact, offers you up to 8% cashback on all your Metal Visa Card spending, paid out in CRO tokens.

Crypto loans also offers cryptocurrency loans. What is a cryptocurrency loan? It’s an alternative form of borrowing to the traditional banking system. In concrete terms, you need to be in possession of cryptos that you can provide as collateral to In exchange, the platform makes cash available to you in cryptos (or, more precisely, in stablecoins).

Here are some of the features of the crypto loan at

  • Collateral accepted in 25 cryptos including Bitcoin, Ethereum, Cronos, etc.
  • Loan granted in 4 stablecoins
  • Loan amount: between $100 and $1,000,000
  • LTV (loan-to-value ratio): 50%. This means that for every €1,000 of collateral value, you can borrow €500 of stablecoin value.
  • Interest rate (APR): between 8% and 12
  • Set-up fees: none
  • Free repayment within the term of the loan: no payment schedule imposed, no early repayment charges

Launchpad launchpad is a service that enables project managers to launch a new token on the market. If you wish to launch a new project, you can apply to Launchpad to benefit from the guidance and support of’s experts, in particular for:

  • Pre-launch tips
  • Token listing
  • Marketing support

The launchpad is an invaluable asset for giving your project the exposure and liquidity it needs to succeed.

How do I trade crypto on

Find out how to trade crypto on

Open an account

trading on

As always, you need to start by creating a account. To do this, first download the app or visit the website. When opening your account, you’ll need to enter a few basic details: surname, first name, date of birth, nationality, telephone number, e-mail address and password. You will then be asked to verify your account, first by e-mail and then by SMS.

Note that at this stage, you don’t yet have access to the interface. This can be annoying, as you can’t familiarize yourself with the application or check that it meets your expectations before going any further.

Verify account

You must then complete your profile to answer the KYC (Know Your Customer) procedure. To verify your identity, you need to provide:

  • Your complete identity (surname, first name)
  • Identification (passport, ID card or driver’s license)
  • A selfie of yourself holding a piece of paper on which you have written the current date and “”.

The verification process takes an average of 24 hours. Only after your account has been validated will you finally have access to the application.

Secure your account

We recommend that you take a few minutes to configure your account security settings. In particular, it is important to activate the following two features:

  • Two-factor authentication. This feature allows you to better secure your account and transactions.
  • Anti-phishing code. This code will be used to authenticate communications from

Deposit funds or buy direct

You can choose to fund your account before trading, or buy cryptos directly by credit card.

Depositing funds in fiat or crypto

You can fund your account by depositing funds. To do so, go to the home page and click on the “Transfer” button, then on “Deposit”. You have two options:

  • If you want to fund your account in euros (or other fiat currency), you can make a bank transfer to your account.
  • If you want to fund your account with cryptos you already own, you’ll need to transfer them to your wallet address.

Depositing funds can take some time, depending on the method you choose. That’s why it’s a good idea to fund your account in advance. That way, once your account is funded, you’re ready to trade as soon as an opportunity arises. This means you don’t have to be reactive, and you don’t have to pay for instant purchases by credit card.

Buying cryptos online

Haven’t had time to deposit funds into your account and don’t want to miss out on a great trading opportunity? Don’t worry, also offers an instant crypto buying service.

Beware, buying cryptos by credit card is more expensive. If possible, consider depositing funds in advance.


On the application, click on the central button (logo) and then on “Buy”. Then select :

  • Your means of payment (credit card, crypto wallet or fiat wallet)
  • Purchase amount

A summary (including any charges) is displayed, then you can validate the transaction.

What are the fees on

There are various fees that may apply depending on your activity on an exchange. Let’s take a look at them.

  • Free crypto card
  • Reputable exchange
  • Competitive fees

Deposit fees does not charge any deposit fees. So you can deposit cryptos into your account for free.

Withdrawal charges

Withdrawal fees on depend on the cryptocurrency in question. Fees are expressed as a fixed amount. For example, 0.0004 BTC is charged for Bitcoin withdrawals. At the current rate, this corresponds to a value of around €17. Ethereum’s fees currently vary between €1.5 and €25, depending on the chosen blockchain. Fees are, therefore, relatively high, especially if you wish to withdraw small amounts.

Trading fees

Regarding transaction fees, new registrants benefit from 30 days of free crypto card purchases. This allows new customers to buy cryptos without paying any fees. Beyond these 30 days, crypto card purchase fees amount to 3.5%.

On Exchange, trading fees are charged for all transactions. By default, the trading fee on is 0.4% for both Maker and Taker orders. As a reminder, a Taker order is executed immediately at the market price. On the other hand, a Taker order, remains in the order book until the defined price (buy or sell) is reached.

There are also two ways to reduce trading costs.

Reduce trading costs with CRO

It’s possible to reduce your trading fees on with Cronos (formerly Coin) staking. When you pay your trading fees in Cronos (CRO), you benefit from a discount.

The percentage discount obtained depends on the quantity of CRO tokens in staking

  • Less than 5,000 CRO: no discount
  • Over 5,000 CRO: 10% discount
  • Over 10,000 CRO: 20% discount
  • Over 50,000 CRO: 40% discount
  • Over 100,000 CRO: 60% discount
  • Over 500,000 CRO: 70% discount
  • Over 1,000,000 CRO: 80% discount
  • Over 5,000,000 CRO: 90% discount
  • Over 50,000,000 CRO: 100% discount

Reduce trading costs with account levels

Depending on your 30-day trading volume, you’ll be assigned an account level. The first level corresponds to a trading volume of less than $25,000. In total, offers 9 account levels. The higher the account level, the lower the trading fees.

For example, standard fees (without staking) are 0.4% at level 1. This rises to 0.35% at level 2, then 0.25% at level 3, and so on. At level 9, the fee is just 0.04%.

  • Free crypto card
  • Reputable exchange
  • Competitive fees platform regulations

Regulation is an important point when it comes to choosing a crypto exchange and entrusting it with your money. In this respect, is in a good position.

Indeed, is a company legally registered in Europe (in Malta). It is regulated by the Malta Financial Services Authority.

How safe is the exchange?

In addition to regulatory compliance, it’s essential to consider the security features put in place by a trading platform.

Is safe? This cryptocurrency describes itself as the world’s most secure cryptocurrency trading platform.The following security features have been put in place:

  • Type 1 SOC2 compliance
  • PCI:DSS 3.2.1 Level 1 compliance
  • ISO/IEC 27001:2013
  • ISO/IEC 27701:2019
  • ISO 22301:2019
  • Singapore Data Protection Certificate

At, all data is stored offline (“cold storage”), guaranteeing the highest protection against cyber-attacks. Moreover, accounts benefit from the added security of two-factor authentication (2FA), significantly reducing the risk of fraud. In addition, all transactions are monitored by a dedicated team to detect suspicious transactions. Advantages and disadvantages

  • A major player in the industry
  • A safety-focused platform
  • A wide range of services
  • A high-performance Visa card
  • Benefits for CRO token holders
  • Navigation not always intuitive
  • Customer service needs improvement
  • High fees on bankcard deposits and withdrawals
  • Lack of transparency regarding fees (no dedicated page on the site)


Where is based?

The exchange platform is headquartered in Singapore. The exchange is regulated in the USA and has over 10 million users worldwide and 4,000 employees.

Is reliable?

The exchange is one of the largest crypto platforms in the world. It enjoys an excellent reputation for security. In fact, the exchange is regulated in several places, including Malta, Europe and the United States. The exchange also has insurance coverage and is certified by Bureau Veritas.

Is a bank?

No. is a centralized crypto exchange. It offers services for buying, selling and trading cryptos. But the platform goes further than just crypto trading. The ecosystem includes staking, a bank card, a blockchain, a token and more.

Which blockchain does use?

The exchange has developed its own blockchain and has a native token, the CRO. This utility token confers trading, financial and payment advantages on its users.

How does the card work?

The exchange offers a bank card for everyday purchases. This card automatically converts cryptos into fiat money when making payments.